Wondering who's been naughty and who's been nice this year? Well according to Consumer Reports there are plenty of big name retailers making both lists this year. They've unveiled their 2011 Naughty and Nice Holiday List just in time to help shoppers heading out to work on their gift lists. The list … [Read more...]
Consumer Reports Releases Naughty and Nice List to Help Holiday Shoppers
Americans Keeping Holiday Debt Down
After two years of keeping the purse strings tight, Americans may be ready to loosen them a bit. According to ING Direct USA, nearly three-fourths of Americans say they expect to spend more this holiday season than they have during the past two years. Most say they're equally or less concerned with how … [Read more...]
Holiday Can be Good Time for Family Financial Talks
The holidays are typically full of family time. You spend more time with family during this portion of the year than any other. In fact, it may be the only time you see some relatives face to face. That's why some experts say you should take some time to do something more important than eating turkey … [Read more...]
Think Money says ‘bankruptcy best for some’
Think Money, a financial solutions company, responded to the latest Insolvency Service figures which showed a significant fall in bankruptcy orders in the third quarter of this year. It says that while numbers are declining, it's still the most appropriate solution in certain circumstances. Altogether, … [Read more...]
Holidays Already Causing Financial Headaches for Some Consumers
Christmas may be a couple of months away, but it's already starting to worry some consumers. A poll conducted by Moneysupermarket.com asked residents in the UK how they're feeling about the impending holidays. Almost two-thirds of those polled say they're worried about how they'll pay for presents and … [Read more...]
Mortgage Rates Remain Low
Fixed-rate mortgages are holding steady among European debt market concerns, mixed housing data and a sputtering economy. Freddie Mac just released results of its Primary Mortgage Market Survey and found that the 30-year fixed rate remain unchanged at 4.09 percent. The 15-year rate dropped to 3.29 percent … [Read more...]
Gas Prices Forcing Americans to Cut Spending
Americans aren't spending money on things they don't have to, according to a new study from Bankrate.com. The study found that vacations and dining out are among the things that Americans aren't spending money on. The reason? Gas prices. Of those who say they've had to change their spending habits, … [Read more...]
Gas Prices Causing Financial Hardship for Many
The average cost for a gallon of gas is nearly $4, up more than a dollar from a year ago. A new USA TODAY/Gallup poll says that one in seven Americans are experiencing a financial hardship thanks to high gas prices. More than half of those surveyed say they have had to make major changes to their budgets … [Read more...]
Foreclosures: Good Deal or Big Pain?
There are currently 1.8 million homes in various states of mortgage delinquency according to CoreLogic. While the number of foreclosures may have slowed recently compared to the last three years, inventory is sitting at a nine months' supply. That means there are about 470,000 homes repossessed by lenders … [Read more...]
Another U.S. Debt Purchase In The Works
In an effort to lower borrowing costs, the Federal Reserve has decided to buy another set of Treasury bonds. The purchase of $6 billion of securities with maturing dates of three to four years was the latest stage in this plan. … [Read more...]