In a somewhat surprising move, banks are considering expanding their loan offerings to include payday loans. It is surprising because companies offering this type of loan have been under scrutiny and a lot of criticism for charging exorbitant interest rates for payday and Refund Anticipation Loans (RALs). … [Read more...]
House Bargains Getting Harder to Find
July 14, 2010 By Leave a Comment
Consumers hoping to find affordable housing due to falling home prices had better hurry or plan on being patient. House bargains are getting harder to find for several reasons. … [Read more...]
Be Wary of Debt Consolidation
January 17, 2010 By 1 Comment
“Debt consolidation” almost seem like magical words because they imply rolling debt into one manageable total with an affordable payment. But is that always true? The answer is: maybe. … [Read more...]
How to Obtain a Loan, Even if You’ve Gone Bankrupt!
November 30, 2009 By Leave a Comment
With all of the things we need money for in life including homes, cars, and even home improvement projects, it is reasonable to expect you will need a loan sooner or later. … [Read more...]
Know the Signs Of Debt
November 20, 2008 By Leave a Comment
It seems that all you hear about these days is the economy and the poor state that it is in. Turn on the news and listen to anchors describe the latest plunge on Wall Street. Flip open the local newspaper and discover how the entire domestic automotive industry is buried in financial failure and facing … [Read more...]
Debt Now an Overwhelming Factor in Most People’s Lives
November 4, 2008 By 1 Comment
It might go without saying for many of you, but recent studies indicate that debt is now one of the primary motivating factors in most people's daily lives. According to a recent study that asked a selection of individuals what their goals were in life, more than half of them replied that their fondest … [Read more...]
Retired? Here’s A New Way To Turn Your Home Into Ready Money
September 24, 2008 By Leave a Comment
With the slow death of company pension plans and the paltry compensations offered by the US government's social security program, many older Americans are finding themselves strapped for cash. Longer life expectancies, while clearly desirable, aren't helping the matter of keeping US senior citizens on … [Read more...]
Foreclosure Looming Don’t Give Up Hope!
June 15, 2008 By Leave a Comment
It looks like the housing market is not out of the thicket yet. Many mortgages are about to reset interest rates that are no doubt going to rise as the economy begins to stabilize. Many experts are forecasting that by the end of the year the worst of the current economic troubles will be over and the … [Read more...]
Loans After Bankruptcy
June 15, 2008 By Leave a Comment
We all will probably need a loan at some time in our life. It might be to handle an emergency, to finance a home project, or to pursue a business venture. You may need a loan for a new car or to further your education or your child’s, you may even be in the market for a new house. Even if you have … [Read more...]
Consolidate Debt With A Second Mortgage
June 15, 2008 By Leave a Comment
Many of us are struggling with debt today that comes from several different sources. These different sources all have interest rates and associated fees that add to the overall debt load. If you feel trapped under a mountain of debt and you are a homeowner, then you have an advantage when you try … [Read more...]