» credit</h1> <article> <h1>Transferring your credit card debt makes sense</h1> <p>admin — Thu, 01 Dec 2011 08:24:29 +0000</p> Many people now use credit cards to make a large percentage of their purchases. A lot of credit cardholders are not able to pay off their balances every month and as a result there is a large outstanding balance on the credit card. Credit cards can have very high interest rates that add substantial amounts [...]<p><a href="http://www.cleardebtnow.com/201112/transferring-your-credit-card-debt-makes-sense/">Transferring your credit card debt makes sense</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/200809/how-to-make-credit-card-balance-transfers-the-right-way/' rel='bookmark' title='Permanent Link: How To Make Credit Card Balance Transfers The Right Way'>How To Make Credit Card Balance Transfers The Right Way</a></li> <li><a href='http://www.cleardebtnow.com/200911/credit-card-debt-becoming-big-problem/' rel='bookmark' title='Permanent Link: Credit Card Debt Becoming Big Problem'>Credit Card Debt Becoming Big Problem</a></li> <li><a href='http://www.cleardebtnow.com/201108/consumers-paying-off-more-credit-card-debt-buying-less/' rel='bookmark' title='Permanent Link: Consumers Paying Off More Credit Card Debt, Buying Less'>Consumers Paying Off More Credit Card Debt, Buying Less</a></li> </ol> </article> <article> <h1>Understanding the Consequences of Spending Now on Future Finances</h1> <p>Alison — Tue, 15 Nov 2011 14:05:22 +0000</p> Are you a spender or a saver? It’s definitely worth thinking about as we move into the holiday season. Whether you’re a spender or a saver there is a trade-off. If you spend money now you’ll likely have to save more later, but a lifelong commitment to financial literacy is the best way to go [...]<p><a href="http://www.cleardebtnow.com/201111/understanding-the-consequences-of-spending-now-on-future-finances/">Understanding the Consequences of Spending Now on Future Finances</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/200810/deal-with-tough-finances-directly/' rel='bookmark' title='Permanent Link: Deal with Tough Finances Directly'>Deal with Tough Finances Directly</a></li> <li><a href='http://www.cleardebtnow.com/201111/holiday-can-be-good-time-for-family-financial-talks/' rel='bookmark' title='Permanent Link: Holiday Can be Good Time for Family Financial Talks'>Holiday Can be Good Time for Family Financial Talks</a></li> <li><a href='http://www.cleardebtnow.com/201105/michigan-study-shows-income-dropped-but-spending-didnt/' rel='bookmark' title='Permanent Link: Michigan Study Shows Income Dropped But Spending Didn’t'>Michigan Study Shows Income Dropped But Spending Didn’t</a></li> </ol> </article> <article> <h1>Are Bank Fees Less at Credit Unions?</h1> <p>Alison — Tue, 04 Oct 2011 15:27:21 +0000</p> Bank of America just announced that 38.7 million of its customers will soon receive a $5 fee for swiping their debit cards. The Credit Union National Association is responding with a call to consumers, saying there is another option where fees are lower and service is better. “We want consumers to know they can fight [...]<p><a href="http://www.cleardebtnow.com/201110/are-bank-fees-less-at-credit-unions/">Are Bank Fees Less at Credit Unions?</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201107/distressed-homeowners-to-receive-refunds-from-excessive-fees/' rel='bookmark' title='Permanent Link: Distressed Homeowners to Receive Refunds From Excessive Fees'>Distressed Homeowners to Receive Refunds From Excessive Fees</a></li> <li><a href='http://www.cleardebtnow.com/201105/the-worst-credit-cards-available/' rel='bookmark' title='Permanent Link: The Worst Credit Cards Available'>The Worst Credit Cards Available</a></li> <li><a href='http://www.cleardebtnow.com/201108/consumers-paying-off-more-credit-card-debt-buying-less/' rel='bookmark' title='Permanent Link: Consumers Paying Off More Credit Card Debt, Buying Less'>Consumers Paying Off More Credit Card Debt, Buying Less</a></li> </ol> </article> <article> <h1>Credit Card Delinquency Drops to Lowest Level in 17 Years</h1> <p>Alison — Tue, 16 Aug 2011 16:18:03 +0000</p> The national credit card delinquency rate has hit its lowest mark in 17 years. The rate decreased for the sixth consecutive quarter, falling to .6% at the end of the second quarter of 2011 according to TransUnion. Credit card debt per borrower increased by $20 to $4,699 which is near a record-low. Recent analysis found [...]<p><a href="http://www.cleardebtnow.com/201108/credit-card-delinquency-drops-to-lowest-level-in-17-years/">Credit Card Delinquency Drops to Lowest Level in 17 Years</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201108/consumers-paying-off-more-credit-card-debt-buying-less/' rel='bookmark' title='Permanent Link: Consumers Paying Off More Credit Card Debt, Buying Less'>Consumers Paying Off More Credit Card Debt, Buying Less</a></li> <li><a href='http://www.cleardebtnow.com/201112/transferring-your-credit-card-debt-makes-sense/' rel='bookmark' title='Permanent Link: Transferring your credit card debt makes sense'>Transferring your credit card debt makes sense</a></li> <li><a href='http://www.cleardebtnow.com/201105/the-worst-credit-cards-available/' rel='bookmark' title='Permanent Link: The Worst Credit Cards Available'>The Worst Credit Cards Available</a></li> </ol> </article> <article> <h1>Consumers Paying Off More Credit Card Debt, Buying Less</h1> <p>Alison — Tue, 02 Aug 2011 13:35:38 +0000</p> Are consumers really paying off their credit cards at record rates? Or are they just defaulting on their debt? That’s the debate going on now. Consumers made an estimated $72 billion more in payments on their credit cards than purchases between the first quarter of 2009 and the first quarter of 2010, according to TransUnion. [...]<p><a href="http://www.cleardebtnow.com/201108/consumers-paying-off-more-credit-card-debt-buying-less/">Consumers Paying Off More Credit Card Debt, Buying Less</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201108/credit-card-delinquency-drops-to-lowest-level-in-17-years/' rel='bookmark' title='Permanent Link: Credit Card Delinquency Drops to Lowest Level in 17 Years'>Credit Card Delinquency Drops to Lowest Level in 17 Years</a></li> <li><a href='http://www.cleardebtnow.com/201112/transferring-your-credit-card-debt-makes-sense/' rel='bookmark' title='Permanent Link: Transferring your credit card debt makes sense'>Transferring your credit card debt makes sense</a></li> <li><a href='http://www.cleardebtnow.com/201003/consumers-under-growing-financial-duress/' rel='bookmark' title='Permanent Link: Consumers Under Growing Financial Duress'>Consumers Under Growing Financial Duress</a></li> </ol> </article> <article> <h1>Study: Brits Turn to Credit 21 Days After Pay Day</h1> <p>Alison — Fri, 15 Jul 2011 20:59:07 +0000</p> New research from MoneySupermarket.com found that in the UK, people turn to their credit cards on average 21 days after they’ve been paid each month. This is called “credit card crunch day.” It’s when cash runs low and the only place to turn is plastic. The study found that roughly 11 million Brits, around one-fourth, [...]<p><a href="http://www.cleardebtnow.com/201107/study-brits-turn-to-credit-21-days-after-pay-day/">Study: Brits Turn to Credit 21 Days After Pay Day</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201106/brits-using-credit-cards-less-cash-more/' rel='bookmark' title='Permanent Link: Brits Using Credit Cards Less, Cash More'>Brits Using Credit Cards Less, Cash More</a></li> <li><a href='http://www.cleardebtnow.com/201104/study-happy-people-save-more-have-less-debt/' rel='bookmark' title='Permanent Link: Study: Happy People Save More, Have Less Debt'>Study: Happy People Save More, Have Less Debt</a></li> <li><a href='http://www.cleardebtnow.com/201111/study-most-consumers-paying-off-debt-incorrectly/' rel='bookmark' title='Permanent Link: Study: Most Consumers Paying Off Debt Incorrectly'>Study: Most Consumers Paying Off Debt Incorrectly</a></li> </ol> </article> <article> <h1>Brits Using Credit Cards Less, Cash More</h1> <p>Alison — Mon, 27 Jun 2011 13:46:32 +0000</p> A new survey published in the UK found that consumers aren’t pulling out their credit cards quite as much. Instead they’re using cash and debit to make purchases rather than racking up additional debt. A recent study published by the British Retail Consortium found that consumers are putting increasing distance between them and their credit [...]<p><a href="http://www.cleardebtnow.com/201106/brits-using-credit-cards-less-cash-more/">Brits Using Credit Cards Less, Cash More</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201107/study-brits-turn-to-credit-21-days-after-pay-day/' rel='bookmark' title='Permanent Link: Study: Brits Turn to Credit 21 Days After Pay Day'>Study: Brits Turn to Credit 21 Days After Pay Day</a></li> <li><a href='http://www.cleardebtnow.com/201105/the-worst-credit-cards-available/' rel='bookmark' title='Permanent Link: The Worst Credit Cards Available'>The Worst Credit Cards Available</a></li> <li><a href='http://www.cleardebtnow.com/201108/credit-card-delinquency-drops-to-lowest-level-in-17-years/' rel='bookmark' title='Permanent Link: Credit Card Delinquency Drops to Lowest Level in 17 Years'>Credit Card Delinquency Drops to Lowest Level in 17 Years</a></li> </ol> </article> <article> <h1>The Worst Credit Cards Available</h1> <p>Alison — Fri, 27 May 2011 14:50:17 +0000</p> If you’re trying to get out of debt you may not be interested in credit cards– but according to CardHub if you’ve got one of these babies in your wallet getting out of debt may be an even more difficult uphill battle. That’s because they charge the highest interest rates, the biggest fees and have [...]<p><a href="http://www.cleardebtnow.com/201105/the-worst-credit-cards-available/">The Worst Credit Cards Available</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201106/brits-using-credit-cards-less-cash-more/' rel='bookmark' title='Permanent Link: Brits Using Credit Cards Less, Cash More'>Brits Using Credit Cards Less, Cash More</a></li> <li><a href='http://www.cleardebtnow.com/201112/transferring-your-credit-card-debt-makes-sense/' rel='bookmark' title='Permanent Link: Transferring your credit card debt makes sense'>Transferring your credit card debt makes sense</a></li> <li><a href='http://www.cleardebtnow.com/201108/consumers-paying-off-more-credit-card-debt-buying-less/' rel='bookmark' title='Permanent Link: Consumers Paying Off More Credit Card Debt, Buying Less'>Consumers Paying Off More Credit Card Debt, Buying Less</a></li> </ol> </article> <article> <h1>How the Debt Consolidation Business Works</h1> <p>admin — Sun, 03 Apr 2011 12:38:21 +0000</p> The debt consolidation industry has always been around, but it seems that it’s only recently that more and more people are starting to become aware of it. In light of the current recession, it stands to reason that there would be more people trying to escape debt once and for all rather than suffer through [...]<p><a href="http://www.cleardebtnow.com/201104/debt-consolidation-business-work/">How the Debt Consolidation Business Works  </a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201011/take-debt-consolidation-loan-in-consideration/' rel='bookmark' title='Permanent Link: Take Debt Consolidation Loan in Consideration'>Take Debt Consolidation Loan in Consideration</a></li> <li><a href='http://www.cleardebtnow.com/201104/negotiating-with-debt-consolidation/' rel='bookmark' title='Permanent Link: Negotiating with Debt Consolidation'>Negotiating with Debt Consolidation</a></li> <li><a href='http://www.cleardebtnow.com/201011/do-i-need-debt-consolidation/' rel='bookmark' title='Permanent Link: Do I Need Debt Consolidation?'>Do I Need Debt Consolidation?</a></li> </ol> </article> <article> <h1>Phases of Rebuilding Your Credit Score with Debt Consolidation</h1> <p>admin — Wed, 17 Nov 2010 19:27:25 +0000</p> Have you heard of credit rating? Do you know how it affects you and your financial state? Credit rating is the score given to a borrower to determine his capability and integrity in repaying a debt. These scores are based on financial history, current assets, and liabilities. Banks and lending companies refer to credit scores [...]<p><a href="http://www.cleardebtnow.com/201011/phases-of-rebuilding-your-credit-score-with-debt-consolidation/">Phases of Rebuilding Your Credit Score with Debt Consolidation</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p> Related posts:<ol><li><a href='http://www.cleardebtnow.com/201011/loans-debt-consolidation-and-credit-ratings/' rel='bookmark' title='Permanent Link: Loans, Debt Consolidation, and Credit Ratings'>Loans, Debt Consolidation, and Credit Ratings</a></li> <li><a href='http://www.cleardebtnow.com/201011/do-i-need-debt-consolidation/' rel='bookmark' title='Permanent Link: Do I Need Debt Consolidation?'>Do I Need Debt Consolidation?</a></li> <li><a href='http://www.cleardebtnow.com/201011/take-debt-consolidation-loan-in-consideration/' rel='bookmark' title='Permanent Link: Take Debt Consolidation Loan in Consideration'>Take Debt Consolidation Loan in Consideration</a></li> </ol> </article> </main></body></html>