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	<title>Clear Debt Now &#187; Credit counseling</title>
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		<title>Be Wary of Debt Consolidation</title>
		<link>http://www.cleardebtnow.com/201001/be-wary-of-debt-consolidation/</link>
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		<pubDate>Sun, 17 Jan 2010 16:24:22 +0000</pubDate>
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				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[credit]]></category>
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		<category><![CDATA[Credit counseling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Home equity loan]]></category>
		<category><![CDATA[Interest]]></category>
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		<guid isPermaLink="false">http://www.cleardebtnow.com/?p=315</guid>
		<description><![CDATA[“Debt consolidation” almost seem like magical words because they imply rolling debt into one manageable total with an affordable payment. But is that always true? The answer is: maybe.
Debt consolidation can take one of three forms today. You can transfer account balances to credit cards with lower interest rates. Or you can take out a [...]<p><a href="http://www.cleardebtnow.com/201001/be-wary-of-debt-consolidation/">Be Wary of Debt Consolidation</a> is a post from: <a href="http://www.cleardebtnow.com">Clear Debt Now</a></p>



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</ol>]]></description>
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