With so much information available on debt management it can be quite confusing to try and understand exactly how debt management works. After all, many people have debts of one kind or another and continue to live their lives without needing any help managing their debts. Credit can be a positive … [Read more...]
More Americans Plan to Spend Less This Holiday
November 30, 2011 By Leave a Comment
While Black Friday and Cyber Monday saw huge increases in sales compared to 2010, another poll found that Americans planning to spend less this holiday season outnumber those who plan to spend more four to one. The November Financial Security Index poll found that 42 percent of Americans plan to spend … [Read more...]
Americans Keeping Holiday Debt Down
November 18, 2011 By Leave a Comment
After two years of keeping the purse strings tight, Americans may be ready to loosen them a bit. According to ING Direct USA, nearly three-fourths of Americans say they expect to spend more this holiday season than they have during the past two years. Most say they're equally or less concerned with how … [Read more...]
Poll: Men Giving More to Charity this Holiday Than Women
November 17, 2011 By Leave a Comment
For the third year in a row the Red Cross conducted a national holiday giving survey. They polled more than a thousand people about their plans for spending and charitable giving over the holiday season. This year the survey found that 45 percent of people plan to cut back on spending on travel and holiday … [Read more...]
Study: Most Consumers Paying Off Debt Incorrectly
November 10, 2011 By Leave a Comment
How do you pay off your debt? Do you tackle small bills and leave the big ones for later? New research published in the Journal of Marketing Research finds that consumers typically tackle small debts first, but they'd actually save more money if they did it the other way around. By attacking bigger bills … [Read more...]
Free Seminars Help Homeowners Avoid Foreclosure
October 28, 2011 By Leave a Comment
Many feel the foreclosure epidemic is showing no signs of slowing down. As millions of Americans find themselves under water with their mortgages, some organizations and leaders are trying to help. Facing foreclosure is stressful, but there are ways to avoid it. There are several free seminars planned … [Read more...]
Holidays Already Causing Financial Headaches for Some Consumers
October 20, 2011 By Leave a Comment
Christmas may be a couple of months away, but it's already starting to worry some consumers. A poll conducted by Moneysupermarket.com asked residents in the UK how they're feeling about the impending holidays. Almost two-thirds of those polled say they're worried about how they'll pay for presents and … [Read more...]
Poll: Americans Eliminating Personal Debt and Expect Government To Do the Same
October 19, 2011 By Leave a Comment
Eight in ten Americans believe the federal debt and deficit have a powerful play on their personal finances. The new poll found that Americans are increasingly developing strong feelings about reducing the deficit and stimulus spending. The 10th quarterly Allstate-National Journal Heartland Monitor Poll … [Read more...]