A very interesting post. It is very interesting how much the advertising industry are implicated in all of this, since they create the very appealing images of families that have it all. This is very nice if you can afford it but if not you are much better off living a more relaxed life within your means.

I should know because I’ve tried all 3 ways (having a good job and a good lifestyle, losing my job and borrowing to keep up appearances, and getting a job that pays less and living within my budget).

Neil